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In late 2004 it was discovered that the delay in the onset of WHIPLASH-TYPE injuries was discovered to be the “Normal” rather than the “Exception” .

It was found that 10% of the victims of “Whiplash” became totally disabled so it simply followed that the “Pain and Suffering” they endured could become monumental.

It also learned that several million Americans suffered a “Whiplash-Type” of injury because of a motor vehicle accident in that year.

CAN A SOFT TISSUE INJURY LIKE WHIPLASH HEAL ITSELF? The answer to that one is not a simple “Yes” or “No” because, while it can heal itself, it can do so imperfectly !

In one study, it was determined that patients who had suffered a “Whiplash-Type” of injury that over 50% of them developed Osteoarithritis in the ensuing years. In another study patients were interviewed more than two years following the settlement of their cases and, without proper care, almost 50% of them continued to complain of ongoing pain (in the area of their neck and/or shoulders) which were determined to be directly related to their accident.

“SO - - WHAT TO DO”? The answer to that is very simple, “You must complain and complain to whomever is treating you”.

Don’t allow yourself to be conned with something like, “Yeah, I’m sorry, I know it hurts but just wait awhile. It’ll go away”. That’s a hogwash of an answer !

A “Whiplash” hurls our head violently backward and forward, injuring your neck. Whiplash can cause injury to intervertebral joints, discs, and ligaments, cervical muscles and nerves. It is usually encountered with concussions and more serious injury. The effects of whiplash can be short term or life long, and it can leave your neck forever vulnerable to injury.

TIME NEEDED TO RECOVER: 45% of the victims remained symptomatic for 3 months and 25% remained in that same state for 6 months! The most minor cases needed a minimum of 8 weeks to recover. Some took as long as 17 weeks.

AND SO, THE OFTEN DECLARED NOTION, BY INSURANCE ADJUSTERS, THAT “WHIPLASH INJURIES HEAL IN 6 TO 8 WEEKS”, is absolutely not true !

AS OF LATE 2004 THE FOLLOWING ARE THREE SOLID AND PROVE ABLE “CRASH FACTS”: #1. Many injuries occur at speeds below 12 MPH. #2. Rear end impacts of 6 MPH to 10 MPH can positively cause a “Whiplash-Type” injury. #3. Post Injury crash facts have proved that, between 1 and 2 years after impact, 22% of many patients have not returned back to “Normal” - - plus their “Pain & Suffering” continued on and on!

5 OF THE MOST COMMON UNTRUTHS (ESPECIALLY AS APPLIED TO “WHIPLASH”) ARE AS FOLLOWS:

#1. Low speed impact crashes don’t cause injuries. #2. Injuries generally heal in 6 to 12 weeks. #3. A patients pre-injury psychological makeup affects recovery. #4. The greater the vehicle damage the greater the occupant injury. #5. An “Accident Re-Constructionist” can predict injury potential.

All five of the above “Conclusions” have been proven to be totally incorrect !

DISCLAIMER: The purpose of this article “THE WHIPLASH INJURY AS OF late 2005″ is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga, nor EZINE ARTICLES make any guarantee of any kind whatsoever, NOR do they purport to engage in rendering any legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is THE INDIVIDUAL’S RESPONSIBILITY to obtain said services.

Dan Badyga’s third and latest book, AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at caraccidentclaim.com caraccidentclaim.com or autoaccidentclaims.com autoaccidentclaims.com. This book reveals “How To” handle your property damage claim so you won’t be taken advantage of. It also goes into detail regarding BASE (The Baldyga Auto Accident Settlement Evaluation Formula). THE BASE FORMULA explains how to determine the value of the “Pain and Suffering” you endured - - because of your personal injury!

Copyright (c) 2005 By Daniel G. Baldyga. All Rights Reserved

AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM
(How To Evaluate And Settle Your Loss)

Author Dan Baldyga is a retired Insurance Claim man. He was an Adjuster, Supervisor and Claims Manager for 30 years and then spent another 5 as a Trial Counsel. He has written 3 highly successful “How To” Automobile Accidnet books. He can be reached at mailto:dbpaw@comcast.net dbpaw@comcast.net.

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Restoring a project car is a fun hobby and can be excellent for relieving stress. Finding the perfect car can be a bit more of a challenge. There are many very popular models and the most popular can be hard to find at a reasonable price. Before you start shopping for the perfect vehicle, set a budget for the entire project. You need to take into consideration the cost of the repairs as well as the price of the car.

Ideally, you don’t want to spend a fortune on the vehicle itself. You need to allow as much money as possible in your budget for the actual restoration. On the other hand, you don’t want a car that is in such bad condition that it would cost a fortune to fix. You want something you can reasonable expect to restore while staying within your budget.

Start by determining the features you want in your vehicle. Some may not be very important, such as the color. Others, like the motor or the choice between an automatic or manual transmission may be very important. You need to decide which features you want. Make a list and prioritize these features from most to least important.

Where to Look for a Project Car

The internet is becoming a popular place to buy and sell vehicles. Several sites offer cars for sale. The most well known is probably ebay motors. There are benefits and drawbacks to purchasing a vehicle on the internet. The biggest drawback is that you won’t be able to inspect the car yourself. You will need to rely on pictures and the vehicle inspection report for information on the condition.

You can hire a mechanic to inspect the vehicle for you before you commit to bidding. A certified mechanic can put the car up on the lift and check it out thoroughly. If there is major damage, you will have a better picture of what it will cost to fix. This professional inspection can give you the peace of mind you wouldn’t get by bidding on the vehicle based on pictures.

The local newspaper is a traditional way people have used for years to find a good project car. This can be a good source when looking for a car. You won’t have as much competition in terms of price as you would on ebay. Only local people know about the vehicle, so there is a smaller pool of potential buyers. Another advantage is you will get to inspect the car before you buy.

Word of mouth is another way many people find their projects. Friends, co workers or neighbors may know of a great car that is sitting in someone’s garage. Tell everyone you know that you are looking for a vehicle. Your friends will probably be familiar with the models you are interested in and may be able to steer you in the right direction. Your automotive mechanic is another good source of information. Many know people with cars that may be for sale.

Checking Out the Vehicle

The first thing you should check is the vehicle identification number (VIN). You want to make sure the VIN on the car matches the VIN on the title. Also, check the title to be sure it is a regular title. Junked cars are often issued a salvage title. This may not be able to be registered as a normal car, even after restoration.

Next, you want to evaluate the work that needs to be done. Consider the number of parts you will need and the cost of the parts. Check the internet for the price and availability of parts for the model you are considering for your restoration project. You want to be sure the vehicle is worth the price you will ultimately pay and if you can do the job and remain within your budget.

Inspect the interior. Look at the condition of the upholstery, rugs, dashboard and inside door panels. A stripped down interior will be very expensive to replace. Worn rugs and upholstery are fairly easy to deal with, if the rest of the interior is in good shape.

When you look at a vehicle, pay particular attention to the body of the car. Heavy or extensive damage can be very expensive to repair. Take into consideration the price you will pay at the body shop before making the purchase. Look for damage from accidents and rust damage. Check the trunk, under the rugs inside and at the bottom of the doors for evidence of rust.

Paint is a large expense in a restoration project. The paint job itself isn’t too expensive, if there isn’t much body work to be done. Look at the bumpers, chrome headlights and taillights and evaluate their condition. Replacing the lights can be costly, if the lights are cloudy. You don’t necessarily need to replace them, they can often be restored. There is a great product available for restoring your lights. New Lite Headlight Cleaner and Restorer will return cloudy headlights to like new condition. Learn more about this product at www.mdwholesale.com.

David Maillie is a chemist with over 12 years experience in biochemical research and clynical analysis. He is an alumni of Cornell University and specializes in biochemical synthesis for public, private, and governmental interests. He holds numerous patents including his recently awarded patent for headlight cleaner and restorer. He can be reached at M.D. Wholesale: mdwholesale.com mdwholesale.com

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Just as people enjoy being pampered from time to time, cars are no different. They work hard every day, are on call 24/7 and they also deserve a little R&R. The best way to replenish your car and leave it feeling rejuvenated is to start with a complete wash, by hand of course, followed by a rinse and dry. Think of this process as an exfoliation to remove all of nature’s unwanted dirt and grime from your car’s surface.

Next, polish your car in order to smooth the paint’s surface and eliminate certain contaminants, such as road salt, pollen or bird droppings. This will provide your car with the massage that it needs to relieve the stress of everyday life and leave it’s surface all shiny and bright.

The next step to pampering your car involves waxing. This is an essential step in keeping your car protected from the damaging effects of UV rays and acid rain. And not to mention, waxing leaves your car with an unbelievable showroom quality shine. It’s important to get your automobile professionally waxed if it’s within your budget. Many people think that rain will clean their car but, in actuality, nothing could be further from the truth. Acid rain, which is common throughout North America, can actually cause erosion.

Once your car is looking great on the outside, it’s time to begin working on the interior. A thorough vacuuming of the carpet and interior seating can be done with a small handheld vacuum. In addition, window washing and shampooing will finish up the next phase of pampering your car.

The ideas in this article are ideal if you want to pamper your car for the day. If you want to pamper it for a lifetime, always be sure to follow the maintenance guidelines and schedule as recommended by the manufacturer. This information can generally be found in the owner’s manual, which should be located in the glove box. In addition to being the best way to keep your car operating at it’s peek performance, properly maintaining your car will also ensure that it remains covered under the manufacturer’s warranty should the need arise for it’s service.

Rounding out your car’s luxury treatment is a professional scrubbing of the wheels and the engine. It’s also a good idea to have the oil and other important areas of the car checked by a professional just to make sure that your car is in premium operating condition.

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